A program known as Supplemental Security Income (SSI) is available for qualified people who cannot work full-time and have not earned enough money to qualify for Social Security Disability Insurance (SSDI). The program is based on need and does not require a previous level of earnings. SSI attorneys in Temecula, CA can answer questions about these two government-sponsored programs.
SSI and SSDI
The SSI program has stricter income and resource limits than the SSDI program does. SSI relates only to need level, whereas SSDI is based on the amount of money the person has earned in the past. An individual who needs help filing a claim for either of these programs or assistance after claim denial may hire SSI attorneys in Temecula, CA.
Understanding Resource Limits
An individual receiving SSDI has limits on the amount of hours that can be worked because working more than that indicates there is no true hardship disability. However, this person is allowed to build up a savings account and retirement plan. This is not the case with someone receiving SSI. That individual is limited to $2,000 in savings, although it is acceptable to own a home and one vehicle.
When a person applies for SSI, they must allow the agency access to viewing their bank accounts from here on out. This is one way the agency makes sure the savings level does not rise above $2,000.
Why a Savings Cap Was Implemented
The reason for the savings cap is that all of this income is supposed to be required to live on, and it is only meant to supplement other forms of income and assistance. The agency’s stance is that if the person does not need SSI and is able to save more money, then the benefits should end.
Someone who is confused about the limit may keep adding money to savings and eventually receive notice that the benefits will stop. This individual may need to hire a lawyer such as Eric R. Hunt to sort out the issue. Contact details can be found at website. You can pay a visit to Facebook page for more information.
